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https://www1.nyc.gov/assets/dca/downloads/pdf/consumers/Consumers-Debt-Collection-Guide-English.pdf
In New York, a debt collector cannot collect or attempt to collect on a payday loan. Payday loans are illegal in New York. A payday loan is a high-interest loan borrowed against your next paycheck. To apply for a payday loan, you need to have a checking account and proof of income. In New York State, most payday loans are handled by phone or online.
https://www.dos.ny.gov/consumerprotection/pdf/debt03.pdf
The debt collection process officially begins when you are first contacted by a debt collector. The debt collector may also send a notice to the credit reporting bureaus. Within 5 days of being contacted by a debt collector, you must be mailed a letter detailing: 1) the debt amount; 2) the creditor’s name;
https://www.neweconomynyc.org/your-rights-under-the-fair-debt-collection-practices-act/
Can I file a complaint against a debt collector? Yes. You can file a complaint online with the Consumer Financial Protection Bureau, which is the federal agency charged with enforcing the Fair Debt Collection Practices Act. The CFPB will forward your complaint to the company you are complaining about, and work to get a response.
https://www.governor.ny.gov/news/governor-cuomo-announces-new-regulations-against-abusive-and-deceptive-debt-collection
Dec 03, 2014 · Governor Andrew M. Cuomo today announced new, nation-leading reforms that will protect consumers against abusive and deceptive debt collection practices. These new, finalized state Department of Financial Services regulations will provide consumers with important disclosures to help combat aggressive and deceptive practices that take advantage of confusion or fear, help stop attempts to sue to collect "zombie debts," establish a new debt …
https://www.nycbar.org/get-legal-help/article/debts-debt-collection/new-yorks-new-debt-collection-regulations/
Learn about New York debt collection regulations from the NYC Bar Legal Referral Service. Find an attorney in New York. ... New York State Public Benefits Appeal and Complaint Process ... It must also list the types of income that is protected from collection if the collector ends up getting a judgment against the debtor.
https://ag.ny.gov/debt-settlement/debt-collection-companies
The Federal Fair Debt Collection Practices Act (FDCPA) regulates both debt collectors who contact you on behalf of your creditor and debt collectors who contact you because they have purchased your defaulted account from the original creditor (or another debt collector) and …
https://www.ftc.gov/news-events/media-resources/consumer-finance/debt-collection
FTC and New York Attorney General Act Against Phantom Debt Brokers and Collectors (June 27, 2018) Phantom Debt Collectors Settle FTC Charges of Deceiving Consumers (June 4, 2018) FTC and New York Attorney General Settlements Ban Abusive Debt Collectors from the Debt Collection Business and from Buying or Selling Debt (March 22, 2018)
https://ag.ny.gov/debt-settlement/when-a-creditor-is-collecting-debt
When a Creditor is Collecting a Debt Creditors may contact you directly about a debt you owe them. For example, your credit card company may call you to remind you that you have not been making the minimum payments necessary to keep your account from defaulting.
https://www.thebalancecareers.com/file-complaint-collection-agency-3514970
To report an alleged violation of your rights and file a complaint against a debt collector, start by contacting your state’s attorney general. If your state has its own laws (in addition to federal debt collection laws) governing collection procedures, your attorney general’s office will know.
https://www.neweconomynyc.org/the-basics-of-defending-creditor-lawsuits/
The Basics of Defending Creditor Lawsuits This guide provides general information for New Yorkers who are facing debt collection lawsuits in the New York City civil courts. It does not apply to courts outside the state of New York.
https://www.thebalance.com/reporting-debt-collectors-that-violate-the-fdcpa-960170
Jun 25, 2019 · When you file a complaint or lawsuit against a debt collector, have as much evidence supporting your claim as possible, including dates and times of phone calls, name of the collection agency, name of the person you spoke with, and specific details about the violation. Keep in mind that winning a lawsuit against a debt collector for violating the FDCPA doesn't erase any debt you …
https://www.amdlaw.com/practice-areas/debts-judgments/debt-collection-defense/
Debt collection lawsuits brought against consumers are brought either in the New York State Supreme Court or in one of the lower courts. In Nassau County, and in the western towns of Suffolk County, actions in which the amount sought is $15,000 or less are commenced in the District Court.5/5(43)
https://www.nolo.com/legal-encyclopedia/what-can-you-do-if-debt-collector-violates-the-fdcpa.html
Sue the Debt Collector in State Court The consumer may bring a lawsuit against the debt collector in state court. In the lawsuit, you must prove that the debt collector violated the FDCPA. If successful, you may be able to collect $1,000 in statutory damages, and …
https://www.youtube.com/watch?v=3J5UvL1BX-o
Nov 01, 2016 · You have been sued by a creditor and have been served with a summons and complaint. How do I respond to a summons and complaint for a creditor lawsuit? ... a summons and complaint in New York by a ...
https://nahoumlaw.com/what-is-account-stated-in-a-debt-collection-lawsuit/
Oct 26, 2015 · In particular, the complaint is the document where the debt collector makes its allegations against the consumer. The complaint is broken down into “causes of action” which are the legal theories under which the debt collector argues the consumer owes the debt.
https://www.ftc.gov/news-events/press-releases/2015/02/ftc-new-york-attorney-general-crack-down-abusive-debt-collectors
On February 9, 2015, the FTC and New York Attorney General’s Office filed a complaint against 4 Star Resolution LLC, six other corporate entities, and three individuals (collectively, 4 Star), alleging that 4 Star used abusive and deceptive tactics to pressure consumers into making payments on supposed debts.
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