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https://www.which.co.uk/consumer-rights/regulation/consumer-credit-act
Consumer credit in the UK is regulated by the Consumer Credit Act 1974 (amended in 2006), the Financial Services and Markets Act 2000 and various regulations implementing European Union consumer credit law. Together, the legislation covers the following areas:
https://www.moneysavingexpert.com/shopping/how-to-complain/
If you used a credit card to pay for all or part of a purchase that costs between £100 and £30,000, your card issuer's equally liable for anything that goes wrong, thanks to Section 75 of the Consumer Credit Act. What's crucial to understand here is the way the law is phrased.
https://www.which.co.uk/consumer-rights/regulation/section-75-of-the-consumer-credit-act
Under Section 75 of the Consumer Credit Act 1974, the credit card company is jointly and severally liable for any breach of contract or misrepresentation by the retailer or trader. This means it is just as responsible as the retailer or trader for the goods or service supplied, allowing you to also ...
https://www.legislation.gov.uk/ukpga/1974/39/contents
An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions ...
https://www.financial-ombudsman.org.uk/businesses/complaints-deal/consumer-credit/goods-services-bought-credit
The Consumer Credit Act. We'll consider your responsibilities under relevant law such as the Consumer Credit Act 1974 and the Consumer Rights Act 2015. If you supply goods to customers under a rent-to-own arrangement such as hire-purchase, you're likely to be responsible for (subject to …
https://www.citizensinformation.ie/en/consumer_affairs/consumer_protection/consumer_complaints/how_to_make_a_consumer_complaint.html
Nov 03, 2014 · In some cases, there is no relevant complaints body and you may then have to consider taking a case to the Small Claims Court. If you have bought on hire purchase (HP) or under a consumer hire agreement. Anything you buy under a hire purchase (HP) or a consumer hire agreement must be of merchantable quality, as described and fit for its purpose ...
https://www.debt.org/credit/your-consumer-rights/protection-act/
Consumer rights sound like it would be a given in America, but it wasn’t until the 1960’s that the government first acted to protect consumers. It started with the Consumer Credit Protection Act of 1968, when Congress moved to shield consumers and their financial records from abuse. In the years following, other laws refined consumer rights ...
http://www.cgso.org.za/complaints/
The CGSO is obligated to enforce the Consumer Goods and Services Industry Code of Conduct by: Receiving and dealing with complaints and disputes by a consumer relating to its Code of Conduct or the Consumer Protection Act free of charge Investigating alleged contraventions; Attempting to facilitate a settlement between parties
https://www.moneysavingexpert.com/shopping/section75-protect-your-purchases/
Again, on the claim form, state it is a claim under "Section 75 of the Consumer Credit Act". Again, you may be asked to get an independent report verifying a fault (if that's what you're complaining about). If the claim's approved, you should be reimbursed for the cost of the report too.
https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-credit-reporting-act
The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.
https://www.federalreserve.gov/pubs/complaints/laws.htm
Equal Credit Opportunity Act (1974) Prohibits discrimination in credit transactions on many grounds, including sex, marital status, age, race, religion, color, national origin, the receipt of public assistance funds, or the exercise of any right under the Consumer Credit Protection Act.
https://www.osha.gov/Publications/OSHA3720.pdf
Filing Whistleblower Complaints under the Consumer Financial Protection Act (CFPA) Workers in the consumer financial product and service industries are protected from retaliation for reporting violations of the CFPA or any other provision of law that is subject to the jurisdiction of the Bureau of Consumer Financial Protection (the Bureau).
http://www.creditombud.org.za/
The Office of the Credit Ombud resolves complaints from consumers and businesses that are negatively impacted by credit bureau information or when a consumer has a dispute with a credit provider.
https://www.saconsumercomplaints.co.za/your-rights/
As a consumer you have certain rights and you must know your rights and consumers should be aware that they are entitled to enforce their rights. The consumer protection act and the Bill of Rights allow consumer certain rights and these include the following: Right to privacy. Right to choose your product. Right to fair and honest dealing.
https://www.creditcards.com/credit-card-news/fair-credit-billing-act-1282.php
Jun 05, 2015 · “If it’s the case where the credit card thief uses the number [but not the actual physical card], they can’t even charge you the $50.” Tip: If you authorize someone to use your card, you can’t challenge what that person bought under the Fair Credit Billing Act. For example, if you give your girlfriend your card to buy groceries and ...
https://www.consumerfinance.gov/complaint/
Complaints give us insights into problems people are experiencing in the marketplace and help us regulate consumer financial products and services under existing federal consumer financial laws, enforce those laws judiciously, and educate and empower consumers to …
https://www.consumerfinance.gov/fair-lending/
Exercising in good faith your rights under the Consumer Credit Protection Act. *Currently, the law supports arguments that the prohibition against sex discrimination also affords broad protection from discrimination based on a consumer’s gender identity and sexual orientation.
https://files.consumerfinance.gov/f/documents/cfpb_fdcpa_annual-report-congress_03-2019.pdf
, the Telephone Consumer Protection Act, or “TCPA”) and furnishing information to credit reporting agencies (e.g., the Fair Credit Reporting Act, or “FCRA”) as well as various state statutes. The primary federal law that governs the conduct of debt collectors is the FDCPA, 6 which establishes consumer protections in the debt collection
https://oag.ca.gov/consumers
Protecting Consumers; Review First. Help protect yourself and your loved ones from fraud. Check out our tips and topics to learn about common scams and other consumer issues. Consumer Complaints. ... Money, Credit, and Debt. Information about credit cards, loans, debt and debt collection, bank accounts, and other financial issues ...
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