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https://www.cst.org/en/contact-us
If you're ready to discuss a financial plan for your child's education, we are ready to help. Contact a CST sales rep today.
Registered Education Savings Plan and The CST Difference. The Canadian Scholarship Foundation is one of Canada’s largest and oldest group Registered Education Savings Plan (RESP) providers in Canada with over 59 years of experience providing education savings solutions to …
https://www.bbb.org/ca/on/north-york/profile/investment-security/cst-consultants-inc-0107-3071
Me and my family were very excited to participate in RESP plan for my kids since 2010 after our arrival to Canada, We were referred to CST(Canadian Scholarship Trust) as an official representative ...
https://www.cbc.ca/news/canada/group-resps-reading-the-fine-print-1.975107
After all, there are more than a million group RESP accounts in Canada and comparatively few official complaints (only 12 of 599 files opened by the Ombudsman for Banking Services and Investments ...
https://boomerandecho.com/group-resps-why-you-should-avoid-them/
Aug 09, 2018 · Most parents should know that contributing to an RESP is a great way to save for your child's education. But there's one type of plan that gives RESPs a bad name. Group RESPs, or group scholarship trusts, are heavily marketed to new parents and immigrants at doctor's offices and trade shows. These RESP dealers employ commission-based sales representatives to aggressively …
https://www.cstopendialogue.ca/cst-review
My experience with CST has been excellent. Well informed managers and consultants, excellent plan performance even during economic down terms and not to mention the added benefit of extra money from accounts that were prematurely terminated. The 4 year EAP payments were more than expected! I’m very glad we decided to go with CST for our RESP ...
https://secure.cst.org/portal/en/url/login
Sign In as a Subscriber (e.g. the parent) or as a Beneficiary (i.e. the student) Each CST RESP Plan has two views online. If you log in as the Subscriber (e.g. the parent), you’ll see all the plans associated with all of your beneficiaries (i.e. children); you will see your principal balance and total balance.
https://canadiancapitalist.com/lack-of-flexibility-a-big-problem-with-scholarship-resp-plans/
In The RESP Book (review here), Mike Holman points out the reasons why parents should avoid Scholarship / Pooled / Group RESP plans:. Very, Very expensive. There are large upfront sales fees paid to the salesperson, which are paid from your contributions, and very high ongoing fees.
https://blog.cst.org/en/blog/3-most-important-things-parents-need-do-withdrawing-their-resps
You’ve spent the past 17 years dreaming of this day. All those years of hauling your kids to school, packing lunches and then checking homework assignments are finally over. You’ve painstakingly visited college and university campuses, watched your child anxiously sort through mail until they received the acceptance letter from their post-secondary school of choice and helped them send ...
https://www.bbb.org/ca/mb/winnipeg/profile/savings-and-loan-associations/cst-consultants-branch-572-0057-13194
See BBB rating, reviews, complaints, & more. Better Business Bureau ... CST Consultants - Branch 572 Savings and Loan Associations. This is a multi-location business. Find a location.
https://www.glassdoor.ca/Reviews/C-S-T-Consultants-Reviews-E687212.htm
Pros *Independence: set my own hours, no targets (only self-imposed ones), no one to answer to but me. *Amazing earning potential: commissions are generous and allow you to make a good living, unlimited commissions so you can earn as much as you're willing to work.3/5
https://www.thestar.com/business/personal_finance/spending_saving/2011/01/14/roseman_resps_are_easy_to_start_and_hard_to_leave.html
Jan 14, 2011 · Roseman: RESPs are easy to start and hard to leave. ... People don’t realize that a pooled or group RESP is easy to start and hard to leave. ... CST told her the information was in the ...
https://canadiancapitalist.com/is-a-group-resp-plan-right-for-you/
In a Group RESP plan, contributions are pooled together and invested in fixed income instruments. For an overview of how a Group RESP plan works, you can refer to pages 25 to 32 of this prospectus. What are the fees involved? You should keep in mind that there is no such thing as a free lunch.
https://www.cstopendialogue.ca/category
Once you sign up for a plan with CST and we have received all the necessary information including your and your child’s Social Insurance Number, your plan will be registered with Canada Revenue Agency (CRA) to become a Registered Educational Savings Plan (RESP), and will then qualify for government grants and other tax benefits.
http://www.moneysmartsblog.com/group-pooled-scholarship-resp-plans-differences/
This article is only going to focus on the group RESP plans and differences between these plans and self-directed RESP plans which are the type you would have if you set up an RESP at a bank or through a financial advisor. Here is a list of some of the companies offering group plans: Canadian Scholarship Trust (CST) Heritage Education Funds (HEF)
http://go.cst.org/Annual-Statement.html
Congratulations on a year of saving for your child’s education. View your Client Statement today! Sign-in and go to Records & Forms.
https://www.financialwisdomforum.org/forum/viewtopic.php?t=105300
Aug 26, 2019 · The mother of two said she wanted to transfer about $3,000 from an RESP she bought into through the Canadian Scholarship Trust (CST) in April 2013, and was surprised to learn it would cost around $2,000 in fees to do so.
http://www.moneysmartsblog.com/withdrawing-money-resp-account/
RESP grants, capital gains, interest payments, dividends are all included in the Accumulated Income portion. Example of contribution amount and accumulated income amount . Joe contributed $1,200 per year for 10 years to an RESP account he set up for his niece. 20% grants were paid on all the contributions and the investments have gone up in value.
http://forums.redflagdeals.com/canadian-scholarship-trust-plan-1531887/
Aug 14, 2014 · Canadian Scholarship Trust Plan. ... To clarify for those who don't want to read, she's happy that CST: a) Allowed transfers of RESP funds between siblings, ... When I start an RESP for my kid, it will still be with a bank where as far as I can see there are zero complaints from anyone on RFD. A few complaints about scholarship companies I ...
https://www.highinterestsavings.ca/forum/your-stories/global-resp/
Jun 03, 2019 · Unfortunately, it is legal and, yes, Global RESP Corporation can deduct $3,102 as sales charges if that is what the signed contract says they can do. I wrote earlier about group RESP plans in RESP with "Knowledge First Financial". Like financial commentator Gordon Pape, I don't think group RESP plans are a good way to save for a child's education.
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